{"id":78,"date":"2019-11-05T14:46:58","date_gmt":"2019-11-05T14:46:58","guid":{"rendered":"https:\/\/www.dereksongdmd.com\/blog\/?p=78"},"modified":"2019-11-27T14:48:42","modified_gmt":"2019-11-27T14:48:42","slug":"dental-insurance-and-why-you-should-use-your-benefits","status":"publish","type":"post","link":"https:\/\/www.dereksongdmd.com\/blog\/2019\/11\/05\/dental-insurance-and-why-you-should-use-your-benefits\/","title":{"rendered":"Do You Understand Why You Need to Use Your Dental Insurance Benefits Now?"},"content":{"rendered":"<div style=\"margin-top: 0px; margin-bottom: 0px;\" class=\"sharethis-inline-share-buttons\" ><\/div>\n<div class=\"wp-block-image\"><figure class=\"alignleft is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.dereksongdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_158469429__1574862963_87485.jpg\" alt=\"a woman having her teeth checked by a dental hygienist\" class=\"wp-image-79\" width=\"298\" height=\"199\" srcset=\"https:\/\/www.dereksongdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_158469429__1574862963_87485.jpg 800w, https:\/\/www.dereksongdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_158469429__1574862963_87485-300x200.jpg 300w, https:\/\/www.dereksongdmd.com\/blog\/wp-content\/uploads\/2019\/11\/AdobeStock_158469429__1574862963_87485-768x512.jpg 768w\" sizes=\"auto, (max-width: 298px) 100vw, 298px\" \/><\/figure><\/div>\n\n\n\n<p>In a single calendar year, millions of people lose, on\naverage, close to $1,000 in unused <a href=\"https:\/\/www.dereksongdmd.com\/dental-insurance.html\">dental insurance<\/a>\nbenefits. The reason is that most people don\u2019t realize that what they\u2019ve\naccumulated throughout the year does not roll over. If this is a new revelation\nto you, and you want to avoid it happening to you, take a few minutes to read\nthrough the steps you can take to maximize your plan before the clock strikes\nmidnight on December 31. &nbsp;<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Schedule Your Second Cleaning<\/h2>\n\n\n\n<p>Earlier in the year, you went in for a regular dental\ncheckup and cleaning. When asked if you wanted to go ahead and schedule your\nsecond visit, you declined, saying you\u2019d call about it later. Now with only a\nshort time left before 2019 comes to an end, you realize you never called about\nyour second appointment. Preventive care is one of the best ways to not only\nsave money because of most insurance company\u2019s willingness to pay 100% of\npreventive services, but it also gets you the care you need now while\npreventing problems in the future. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Avoid Increasing Fees<\/h2>\n\n\n\n<p>If the fact your benefits won\u2019t rollover is a new concept to\nyou, it\u2019s likely you may not realize that your insurance company can increase\nfees each year, too. Premiums go up, benefits are eliminated, and deductibles\ncan change, so instead of waiting to see if something changes before scheduling\na necessary procedure, why not go ahead and take care of it now while you\u2019re\ncovered. There are no guarantees in 2020, so use 2019 as the year to improve\nyour oral health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Work to Meet Your Annual Maximum<\/h2>\n\n\n\n<p>While you shouldn\u2019t go out and cause injury to your mouth\njust so you can meet your annual maximum, you should pay attention to this\ndesignated amount your insurance company has agreed to pay in a single year. If\nit\u2019s discovered that your dentist believes a root canal or tooth extraction is\nnecessary for your oral health, you\u2019ll want to get it scheduled before 2019 is\nover. This will keep more money from being returned to the insurance company at\nthe end of the year. <\/p>\n\n\n\n<p>Don\u2019t let the insurance company take more of your\nhard-earned money. Put yourself on a better path to oral health by using your\ndental benefits to your advantage now. <\/p>\n\n\n\n<p><strong>About the Author<br><\/strong>Dr. Derek Song and his colleagues are passionate about helping patients achieve beautiful, healthy smiles. Whether it is preventive care, restorative, or even cosmetic treatments, they will always go the extra mile to deliver high-quality results. But with this comes the realization that dental work can be costly, especially if patients do not use their benefits at the right time. Dr. Song wants you to make the most of your dental insurance plan, which is why he and his team will work with you to determine how best to maximize your policy so that it works to your advantage. Let us help you navigate your coverage and save more by <a href=\"https:\/\/www.dereksongdmd.com\/contact-us.html\">contacting us<\/a> at <strong>(781) 272-5890<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a single calendar year, millions of people lose, on average, close to $1,000 in unused dental insurance benefits. The reason is that most people don\u2019t realize that what they\u2019ve accumulated throughout the year does not roll over. If this is a new revelation to you, and you want to avoid it happening to you, [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-78","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dental Insurance | Benefits | Dr. Derek Song<\/title>\n<meta name=\"description\" content=\"If you want to avoid losing money on unused dental insurance benefits each year, find out what you can do to maximize your plan before January 1 arrives.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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